:root {
  --navy-950: #041126;
  --navy-900: #071832;
  --navy-800: #0c2549;
  --blue-600: #1769e0;
  --blue-500: #2582ff;
  --blue-100: #dcecff;
  --green-500: #19c989;
  --green-600: #0baa73;
  --ink: #0b1b31;
  --muted: #607086;
  --line: #dbe4ef;
  --surface: #f4f8fc;
  --white: #fff;
  --shadow: 0 22px 70px rgba(3, 18, 43, .14);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); font-family: "Manrope", sans-serif; background: var(--white); font-size: 16px; line-height: 1.6; }
a { color: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
svg { width: 1.2em; height: 1.2em; fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
.svg-sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.container { width: min(1180px, calc(100% - 48px)); margin: 0 auto; }

.site-header { position: absolute; inset: 0 0 auto; z-index: 20; height: 88px; color: #fff; border-bottom: 1px solid rgba(255,255,255,.14); }
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 32px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { display: block; width: 174px; height: auto; }
nav { display: flex; gap: 30px; margin-left: auto; }
nav a { font-size: .88rem; font-weight: 600; text-decoration: none; color: rgba(255,255,255,.78); transition: color .2s; }
nav a:hover { color: #fff; }

.btn { min-height: 52px; padding: 0 24px; border: 0; border-radius: 8px 3px 8px 3px; display: inline-flex; align-items: center; justify-content: center; gap: 10px; color: #fff; font: 800 .9rem/1 "Manrope"; text-decoration: none; cursor: pointer; transition: transform .2s, box-shadow .2s, background .2s; }
.btn:hover { transform: translateY(-2px); }
.btn svg { transition: transform .2s; }
.btn:hover svg { transform: translateX(3px); }
.btn-small { min-height: 42px; padding: 0 18px; font-size: .78rem; }
.btn-outline { border: 1px solid rgba(255,255,255,.3); background: rgba(255,255,255,.08); backdrop-filter: blur(10px); }
.btn-primary { background: var(--blue-500); box-shadow: 0 14px 34px rgba(37,130,255,.3); }
.btn-primary:hover { background: #3b90ff; }
.btn-green { background: var(--green-500); color: var(--navy-950); box-shadow: 0 14px 34px rgba(25,201,137,.2); }
.btn-white { background: #fff; color: var(--navy-900); box-shadow: 0 14px 35px rgba(1,10,24,.2); }

.hero { position: relative; min-height: 760px; display: flex; align-items: center; overflow: hidden; background: var(--navy-950); color: #fff; }
.hero-media { position: absolute; inset: 0; background: url("hero-tef-ceara.png") center/cover no-repeat; }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(4,17,38,.98) 0%, rgba(4,17,38,.93) 33%, rgba(4,17,38,.56) 55%, rgba(4,17,38,.08) 100%), linear-gradient(0deg, rgba(4,17,38,.55), transparent 50%); }
.hero::after { content: ""; position: absolute; width: 420px; height: 420px; top: 80px; left: 31%; border: 1px solid rgba(37,130,255,.17); border-radius: 50%; box-shadow: 0 0 0 85px rgba(37,130,255,.035), 0 0 0 170px rgba(37,130,255,.02); }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: minmax(0, 680px) 1fr; align-items: end; gap: 48px; padding-top: 145px; padding-bottom: 82px; }
.eyebrow, .kicker { display: inline-flex; align-items: center; gap: 9px; color: #82baff; font-size: .72rem; text-transform: uppercase; letter-spacing: .16em; font-weight: 800; }
.eyebrow span { width: 25px; height: 2px; background: var(--green-500); }
.tef-badge { width: max-content; margin-top: 22px; padding: 7px 12px; border: 1px solid rgba(130,186,255,.4); border-radius: 999px; color: #a8ceff; background: rgba(37,130,255,.12); font-size: .72rem; font-weight: 800; letter-spacing: .18em; line-height: 1; }
h1, h2, h3 { margin: 0; font-family: "Space Grotesk", sans-serif; line-height: 1.06; }
h1 { margin-top: 14px; font-size: clamp(3rem, 5.8vw, 5.25rem); max-width: 820px; letter-spacing: -.052em; }
h1 em { color: var(--green-500); font-style: normal; }
.hero-highlight { margin: 18px 0 0; color: var(--green-500); font: 700 1.18rem/1.35 "Space Grotesk", sans-serif; letter-spacing: -.015em; }
.hero-lead { max-width: 620px; margin: 12px 0 24px; color: rgba(255,255,255,.73); font-size: 1.12rem; line-height: 1.65; }
.hero-actions { display: flex; align-items: center; gap: 26px; }
.text-link, .source-link { display: inline-flex; align-items: center; gap: 8px; font-size: .84rem; font-weight: 700; text-decoration: none; }
.text-link { color: rgba(255,255,255,.78); }
.hero-proof { display: flex; align-items: center; gap: 9px; margin-top: 27px; color: rgba(255,255,255,.55); font-size: .75rem; }
.hero-proof svg { color: var(--green-500); }
.savings-card { align-self: end; margin-bottom: 4px; padding: 24px; border: 1px solid rgba(255,255,255,.14); border-radius: 18px 5px 18px 5px; background: rgba(5,20,44,.78); backdrop-filter: blur(18px); box-shadow: var(--shadow); }
.card-topline { display: flex; align-items: center; gap: 8px; color: rgba(255,255,255,.65); font-size: .7rem; font-weight: 700; text-transform: uppercase; letter-spacing: .1em; }
.live-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--green-500); box-shadow: 0 0 0 5px rgba(25,201,137,.12); }
.payment-flow { display: grid; grid-template-columns: 1fr; gap: 0; margin: 20px 0; }
.payment-flow div { display: grid; grid-template-columns: 32px 1fr; column-gap: 10px; align-items: center; }
.payment-flow div span { grid-row: span 2; display: grid; place-items: center; width: 30px; height: 30px; border-radius: 9px 3px 9px 3px; background: rgba(37,130,255,.17); color: #82baff; font-size: .66rem; font-weight: 800; }
.payment-flow div strong { font-size: .8rem; }
.payment-flow div small { color: rgba(255,255,255,.45); font-size: .68rem; }
.payment-flow i { width: 1px; height: 17px; margin-left: 15px; background: linear-gradient(var(--blue-500), var(--green-500)); opacity: .55; }
.result-line { display: flex; justify-content: space-between; align-items: center; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.1); font-size: .72rem; color: rgba(255,255,255,.5); }
.result-line strong { color: var(--green-500); font-size: .78rem; }

.trust-strip { background: var(--navy-900); color: #fff; }
.trust-grid { min-height: 76px; display: grid; grid-template-columns: repeat(4, 1fr); align-items: center; gap: 20px; }
.trust-grid span { display: flex; align-items: center; justify-content: center; gap: 10px; color: rgba(255,255,255,.7); font-size: .77rem; font-weight: 700; }
.trust-grid svg { color: var(--green-500); }

.section { padding: 110px 0; }
.calendar { background: #fff; }
.calendar-track { position: relative; display: grid; grid-template-columns: .88fr .88fr 1.24fr; gap: 18px; margin-top: 52px; }
.calendar-track::before { content: ""; position: absolute; z-index: 0; top: 38px; left: 7%; right: 7%; height: 2px; background: linear-gradient(90deg, var(--green-500) 0 52%, var(--blue-500) 52% 100%); opacity: .28; }
.calendar-card { position: relative; z-index: 1; min-height: 360px; padding: 28px; border: 1px solid var(--line); border-radius: 18px 5px 18px 5px; background: #fff; box-shadow: 0 14px 42px rgba(6,33,71,.06); }
.calendar-card.next { color: #fff; border-color: transparent; background: linear-gradient(150deg, #0d2a52, var(--navy-950)); box-shadow: 0 24px 65px rgba(4,17,38,.2); }
.calendar-card.next::after { content: ""; position: absolute; right: -70px; bottom: -70px; width: 210px; height: 210px; border: 1px solid rgba(37,130,255,.22); border-radius: 50%; box-shadow: 0 0 0 35px rgba(37,130,255,.035), 0 0 0 70px rgba(37,130,255,.02); }
.calendar-top { display: flex; align-items: center; justify-content: space-between; }
.phase-number { display: grid; place-items: center; width: 48px; height: 48px; color: var(--blue-600); font: 700 .78rem "Space Grotesk"; background: var(--blue-100); border-radius: 14px 4px 14px 4px; }
.next .phase-number { color: #fff; background: var(--blue-600); }
.phase-status { display: flex; align-items: center; gap: 7px; padding: 7px 10px; color: #078158; background: #dff8ef; border-radius: 999px; font-size: .63rem; font-weight: 800; text-transform: uppercase; letter-spacing: .08em; }
.phase-status i { width: 6px; height: 6px; border-radius: 50%; background: var(--green-600); }
.phase-status.postponed { color: var(--navy-950); background: var(--green-500); }
.calendar-icon { width: 22px; height: 22px; margin-top: 38px; color: var(--blue-600); }
.next .calendar-icon { color: var(--green-500); }
.calendar-card time { display: block; margin-top: 15px; color: var(--blue-600); font-size: .76rem; font-weight: 800; text-transform: uppercase; letter-spacing: .1em; }
.calendar-card.next time { color: var(--green-500); }
.calendar-card h3 { margin-top: 7px; font-size: 1.75rem; }
.calendar-card p { margin: 13px 0 0; color: var(--muted); font-size: .84rem; }
.calendar-card.next p { position: relative; z-index: 1; color: rgba(255,255,255,.62); }
.postponed-note { position: relative; z-index: 1; margin-top: 18px; padding: 14px 15px; border: 1px solid rgba(25,201,137,.22); border-radius: 10px 3px 10px 3px; color: rgba(255,255,255,.62); background: rgba(25,201,137,.07); font-size: .7rem; }
.postponed-note strong { display: block; color: var(--green-500); }
.calendar-source { display: flex; justify-content: space-between; align-items: center; gap: 25px; margin-top: 24px; padding: 18px 22px; border-left: 3px solid var(--blue-500); color: var(--muted); background: var(--surface); font-size: .75rem; }
.calendar-source a { display: inline-flex; align-items: center; gap: 8px; flex: 0 0 auto; color: var(--blue-600); font-weight: 800; text-decoration: none; }
.fiscal-alert { margin-top: 28px; padding: 34px; overflow: hidden; color: #fff; border: 1px solid rgba(255,255,255,.08); border-radius: 20px 6px 20px 6px; background: linear-gradient(145deg, #21131a, #071832 58%, #0c2549); box-shadow: 0 22px 60px rgba(4,17,38,.16); }
.fiscal-intro { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: 18px 55px; align-items: start; }
.fiscal-label { grid-column: 1 / -1; display: inline-flex; align-items: center; gap: 9px; width: max-content; padding: 7px 11px; color: #ffb7a9; border: 1px solid rgba(255,129,104,.3); border-radius: 999px; background: rgba(255,111,82,.1); font-size: .75rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.fiscal-label svg { width: 16px; height: 16px; }
.fiscal-intro h3 { font-size: clamp(2rem, 3.4vw, 3.35rem); letter-spacing: -.04em; }
.fiscal-intro > p { margin: 0; color: rgba(255,255,255,.69); font-size: .92rem; }
.fiscal-intro .fiscal-warning { grid-column: 2; margin-top: -4px; padding-left: 14px; color: rgba(255,255,255,.58); border-left: 2px solid #ff765b; font-size: .76rem; }
.fiscal-warning strong { color: #ffb7a9; }
.penalty-grid { display: grid; grid-template-columns: 1.25fr .75fr; gap: 16px; margin-top: 28px; }
.penalty-card { padding: 24px; border: 1px solid rgba(255,255,255,.1); border-radius: 15px 5px 15px 5px; background: rgba(255,255,255,.055); }
.penalty-card > span { display: block; color: rgba(255,255,255,.52); font-size: .75rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.penalty-card > strong { display: block; margin-top: 8px; color: #ffb7a9; font: 700 clamp(2rem, 4vw, 3.2rem)/1 "Space Grotesk", sans-serif; letter-spacing: -.045em; }
.penalty-card > strong small { font-size: .35em; letter-spacing: .02em; }
.penalty-card > p { margin: 10px 0 0; color: rgba(255,255,255,.62); font-size: .82rem; }
.penalty-card ul { display: grid; gap: 7px; margin: 18px 0 0; padding: 16px 0 0; border-top: 1px solid rgba(255,255,255,.09); list-style: none; }
.penalty-card li { color: rgba(255,255,255,.62); font-size: .75rem; }
.penalty-card li b { color: #fff; }
.penalty-card-strong { background: linear-gradient(145deg, rgba(255,111,82,.16), rgba(255,255,255,.04)); }
.penalty-example { margin-top: 18px; padding: 13px 14px; color: rgba(255,255,255,.62); border: 1px solid rgba(255,129,104,.2); border-radius: 9px 3px 9px 3px; background: rgba(255,111,82,.07); font-size: .75rem; }
.fiscal-source { display: flex; align-items: center; justify-content: space-between; gap: 22px; margin-top: 20px; color: rgba(255,255,255,.42); font-size: .75rem; }
.fiscal-source a { display: inline-flex; align-items: center; gap: 7px; flex: 0 0 auto; color: #a8ceff; font-weight: 800; text-decoration: none; }
.section-light { padding-bottom: 35px; background: var(--surface); }
.split-intro { display: grid; grid-template-columns: 1.05fr .95fr; gap: 90px; align-items: end; }
.section-heading h2 { margin-top: 15px; max-width: 620px; font-size: clamp(2.35rem, 4.5vw, 4.2rem); letter-spacing: -.045em; }
.section-heading p { max-width: 650px; margin: 20px auto 0; color: var(--muted); font-size: 1.02rem; }
.kicker { color: var(--blue-600); }
.kicker-green { color: var(--green-500); }
.intro-copy p { margin: 0; color: #4f6178; font-size: 1.05rem; }
.intro-copy .legal-note { margin-top: 20px; padding-left: 15px; border-left: 2px solid var(--blue-500); color: #718097; font-size: .76rem; }
.centered { text-align: center; }
.centered h2 { margin-left: auto; margin-right: auto; }

.benefits { background: var(--surface); }
.benefit-grid { margin-top: 52px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.benefit-card { min-height: 255px; padding: 30px; border: 1px solid var(--line); background: #fff; border-radius: 16px 5px 16px 5px; box-shadow: 0 10px 34px rgba(6,33,71,.045); transition: transform .25s, box-shadow .25s; }
.benefit-card:hover { transform: translateY(-4px); box-shadow: 0 20px 55px rgba(6,33,71,.09); }
.benefit-card.featured { grid-row: span 2; min-height: 528px; display: flex; flex-direction: column; color: #fff; background: linear-gradient(155deg, var(--navy-800), var(--navy-950)); border-color: transparent; overflow: hidden; position: relative; }
.benefit-card.featured::after { content: ""; position: absolute; right: -100px; bottom: -100px; width: 290px; height: 290px; border: 1px solid rgba(25,201,137,.28); border-radius: 50%; box-shadow: 0 0 0 45px rgba(25,201,137,.035), 0 0 0 90px rgba(25,201,137,.018); }
.icon-box { width: 46px; height: 46px; display: grid; place-items: center; margin-bottom: 46px; color: var(--blue-600); background: var(--blue-100); border-radius: 13px 4px 13px 4px; }
.featured .icon-box { color: var(--green-500); background: rgba(25,201,137,.12); }
.card-label { margin-top: auto; color: var(--green-500); font-size: .66rem; text-transform: uppercase; letter-spacing: .14em; font-weight: 800; }
.benefit-card h3 { margin-top: 4px; font-size: 1.4rem; letter-spacing: -.025em; }
.benefit-card.featured h3 { margin-top: 8px; font-size: 2.3rem; }
.benefit-card p { margin: 12px 0 0; color: var(--muted); font-size: .87rem; }
.featured p { color: rgba(255,255,255,.62); }
.acquirer-hub { position: relative; z-index: 1; display: grid; grid-template-columns: 1fr 42px 100px; align-items: center; margin-top: 28px; }
.acquirer-list { display: grid; gap: 7px; }
.acquirer-list span { padding: 7px 10px; color: rgba(255,255,255,.72); border: 1px solid rgba(130,186,255,.2); border-radius: 7px 2px 7px 2px; background: rgba(37,130,255,.08); font-size: .64rem; font-weight: 700; }
.acquirer-hub > i { height: 1px; background: linear-gradient(90deg, rgba(130,186,255,.38), var(--green-500)); }
.pinpad-chip { display: grid; justify-items: center; gap: 5px; padding: 13px 8px; color: var(--green-500); border: 1px solid rgba(25,201,137,.24); border-radius: 11px 3px 11px 3px; background: rgba(25,201,137,.09); }
.pinpad-chip svg { width: 24px; height: 24px; }
.pinpad-chip strong { color: #fff; font-size: .64rem; }
.mini-metric { position: relative; z-index: 1; display: flex; justify-content: space-between; gap: 18px; margin-top: 24px; padding-top: 18px; border-top: 1px solid rgba(255,255,255,.12); color: rgba(255,255,255,.5); font-size: .68rem; }
.mini-metric b { color: var(--green-500); }
.benefit-disclaimer { max-width: 820px; margin: 22px auto 0; color: #718097; font-size: .72rem; text-align: center; }

.support { position: relative; overflow: hidden; color: #fff; background: var(--navy-950); }
.support::before { content: ""; position: absolute; inset: 0; background: radial-gradient(circle at 18% 46%, rgba(37,130,255,.18), transparent 29%), linear-gradient(120deg, transparent 0 56%, rgba(255,255,255,.018) 56% 57%, transparent 57%); }
.support-grid { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; align-items: center; gap: 105px; }
.support-proof { min-height: 450px; display: flex; flex-direction: column; justify-content: center; }
.support-globe { position: relative; width: 345px; height: 345px; display: flex; flex-direction: column; align-items: center; justify-content: center; border: 1px solid rgba(37,130,255,.34); border-radius: 50%; background: radial-gradient(circle, rgba(37,130,255,.16), rgba(37,130,255,.025) 62%, transparent 63%); box-shadow: 0 0 0 45px rgba(37,130,255,.025), 0 0 0 90px rgba(37,130,255,.012); }
.support-globe::before, .support-globe::after { content: ""; position: absolute; border: 1px dashed rgba(25,201,137,.18); border-radius: 50%; }
.support-globe::before { inset: 45px -22px; }
.support-globe::after { inset: -22px 45px; }
.support-globe svg { width: 38px; height: 38px; margin-bottom: 15px; color: var(--green-500); }
.support-globe strong { font: 700 3.25rem/1 "Space Grotesk"; letter-spacing: -.05em; }
.support-globe span { margin-top: 8px; color: rgba(255,255,255,.5); font-size: .76rem; }
.coverage-line { width: 345px; display: flex; align-items: center; justify-content: center; gap: 9px; margin-top: 34px; color: rgba(255,255,255,.58); font-size: .74rem; font-weight: 700; }
.coverage-line i { width: 7px; height: 7px; border-radius: 50%; background: var(--green-500); box-shadow: 0 0 0 5px rgba(25,201,137,.1); }
.support-copy h2 { margin: 16px 0 22px; font-size: clamp(2.7rem, 5vw, 4.8rem); letter-spacing: -.052em; }
.support-copy > p { max-width: 630px; color: rgba(255,255,255,.63); font-size: 1rem; }
.support-points { display: grid; gap: 14px; margin: 31px 0; }
.support-points div { display: grid; grid-template-columns: 43px 1fr; align-items: center; gap: 14px; }
.support-points svg { box-sizing: content-box; padding: 10px; color: var(--green-500); background: rgba(25,201,137,.1); border-radius: 11px 3px 11px 3px; }
.support-points span { color: rgba(255,255,255,.55); font-size: .8rem; }
.support-points strong { color: #fff; }

.comparison { background: #fff; }
.comparison-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 100px; align-items: center; }
.checklist-card { padding: 18px 30px; border: 1px solid var(--line); border-radius: 18px 5px 18px 5px; box-shadow: var(--shadow); }
.check-row { display: flex; align-items: center; gap: 14px; padding: 18px 0; border-bottom: 1px solid var(--line); font-size: .86rem; font-weight: 700; }
.check-row:last-child { border-bottom: 0; }
.check-row svg { flex: 0 0 auto; display: block; box-sizing: content-box; padding: 5px; color: var(--green-600); background: #dbf8ee; border-radius: 50%; }

.faq { background: var(--surface); }
.faq-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 100px; }
.source-link { margin-top: 28px; color: var(--blue-600); }
.faq-list details { border-top: 1px solid var(--line); }
.faq-list details:last-child { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 22px 42px 22px 0; cursor: pointer; list-style: none; font: 700 1rem "Space Grotesk"; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: 6px; top: 18px; color: var(--blue-600); font: 400 1.6rem "Manrope"; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list p { max-width: 680px; margin: -4px 0 22px; color: var(--muted); font-size: .86rem; }

.final-cta { padding: 50px 0; background: linear-gradient(to bottom, var(--surface) 50%, var(--navy-950) 50%); }
.final-card { display: grid; grid-template-columns: 1.15fr .85fr; align-items: center; gap: 70px; padding: 55px 62px; color: #fff; border-radius: 22px 6px 22px 6px; background: linear-gradient(125deg, #1769e0, #0d4ea8); box-shadow: 0 25px 70px rgba(20,94,199,.25); }
.kicker-white { color: rgba(255,255,255,.62); }
.final-card h2 { margin-top: 12px; font-size: clamp(2.2rem, 4vw, 3.65rem); letter-spacing: -.045em; }
.final-action p { margin: 0 0 22px; color: rgba(255,255,255,.7); font-size: .92rem; }

footer { padding: 65px 0 95px; color: #fff; background: var(--navy-950); }
.brand-footer img { width: 155px; }
.footer-inner { display: grid; grid-template-columns: 1fr auto auto; align-items: center; gap: 45px; padding-top: 45px; border-top: 1px solid rgba(255,255,255,.1); }
.footer-inner p, .footer-inner > a:last-child { color: rgba(255,255,255,.48); font-size: .74rem; }
.footer-inner > a:last-child { font-weight: 700; text-decoration: none; }
.mobile-cta { display: none; }

.reveal { opacity: 0; transform: translateY(18px); transition: opacity .7s ease, transform .7s ease; }
.reveal.delay-1 { transition-delay: .1s; }
.reveal.delay-2 { transition-delay: .18s; }
.reveal.visible { opacity: 1; transform: translateY(0); }

@media (max-width: 980px) {
  nav { display: none; }
  .hero { min-height: 820px; }
  .hero-overlay { background: linear-gradient(90deg, rgba(4,17,38,.98), rgba(4,17,38,.8) 68%, rgba(4,17,38,.44)), linear-gradient(0deg, rgba(4,17,38,.8), transparent); }
  .hero-grid { grid-template-columns: 1fr; gap: 35px; }
  .savings-card { width: min(100%, 520px); }
  .payment-flow { grid-template-columns: repeat(5, auto); align-items: center; }
  .payment-flow div { min-width: 110px; }
  .payment-flow i { width: 24px; height: 1px; margin: 0 6px; }
  .calendar-track { grid-template-columns: 1fr 1fr; }
  .calendar-card.next { grid-column: 1 / -1; min-height: 330px; }
  .fiscal-intro { grid-template-columns: 1fr; gap: 14px; }
  .fiscal-intro .fiscal-warning { grid-column: auto; margin-top: 0; }
  .split-intro, .support-grid, .comparison-grid, .faq-grid { grid-template-columns: 1fr; gap: 45px; }
  .support-grid { gap: 65px; }
  .support-proof { align-items: center; }
  .benefit-grid { grid-template-columns: repeat(2, 1fr); }
  .benefit-card.featured { grid-row: auto; min-height: 300px; }
  .footer-inner { grid-template-columns: 1fr 1fr; }
  .footer-inner p { grid-column: 1 / -1; grid-row: 2; }
}

@media (max-width: 680px) {
  body { padding-bottom: 64px; }
  .container { width: min(100% - 30px, 1180px); }
  .site-header { height: 74px; }
  .header-inner .btn { display: none; }
  .brand img { width: 150px; }
  .hero { min-height: auto; }
  .hero-media { background-position: 66% center; opacity: .55; }
  .hero-overlay { background: linear-gradient(90deg, rgba(4,17,38,.98), rgba(4,17,38,.83)), linear-gradient(0deg, var(--navy-950) 2%, transparent 45%); }
  .hero-grid { padding-top: 124px; padding-bottom: 55px; }
  h1 { font-size: clamp(2.75rem, 14.5vw, 4.3rem); }
  .hero-lead { font-size: 1rem; }
  .hero-actions { align-items: stretch; flex-direction: column; gap: 16px; }
  .hero-actions .btn { width: 100%; }
  .text-link { justify-content: center; }
  .savings-card { padding: 20px; }
  .payment-flow { grid-template-columns: 1fr; }
  .payment-flow i { width: 1px; height: 13px; margin: 2px 0 2px 15px; }
  .trust-grid { grid-template-columns: 1fr 1fr; padding: 17px 0; }
  .trust-grid span { justify-content: flex-start; font-size: .67rem; }
  .section { padding: 76px 0; }
  .calendar-track { grid-template-columns: 1fr; gap: 14px; }
  .calendar-track::before { display: none; }
  .calendar-card, .calendar-card.next { grid-column: auto; min-height: auto; padding: 24px; }
  .calendar-source { align-items: flex-start; flex-direction: column; }
  .fiscal-alert { padding: 25px 21px; }
  .penalty-grid { grid-template-columns: 1fr; }
  .fiscal-source { align-items: flex-start; flex-direction: column; }
  .support-proof { min-height: 360px; }
  .support-globe { width: 280px; height: 280px; }
  .support-globe strong { font-size: 2.75rem; }
  .coverage-line { width: 280px; }
  .support-copy h2 { font-size: 2.65rem; }
  .section-light { padding-bottom: 24px; }
  .section-heading h2 { font-size: 2.45rem; }
  .benefit-grid { grid-template-columns: 1fr; }
  .benefit-card, .benefit-card.featured { min-height: auto; }
  .benefit-card.featured { padding-bottom: 38px; }
  .acquirer-hub { grid-template-columns: 1fr 28px 88px; }
  .icon-box { margin-bottom: 28px; }
  .comparison-grid, .faq-grid { gap: 35px; }
  .final-cta { padding-top: 30px; }
  .final-card { grid-template-columns: 1fr; gap: 28px; padding: 40px 28px; }
  .footer-inner { grid-template-columns: 1fr; gap: 20px; }
  .footer-inner p { grid-column: auto; grid-row: auto; }
  .mobile-cta { position: fixed; z-index: 50; left: 0; right: 0; bottom: 0; min-height: 64px; display: flex; align-items: center; justify-content: center; gap: 10px; color: var(--navy-950); background: var(--green-500); font-weight: 800; text-decoration: none; box-shadow: 0 -10px 35px rgba(0,0,0,.2); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}